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You can Stop Searching for How to find the Best Merchant Account Credit Card Processing Rates because you have just found the Lowest Merchant Processing rates available on the Internet.

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You may apply for your merchant account right now online and receive instant approval, guaranteed low rates, a free credit card terminal, and start processing credit card payments today FREE.

How to Find the Best Merchant Account Credit Card Processing Rates


Which would you prefer to do? Spend a bunch of money accepting credit cards through a great merchant account - or spend significantly less for a fantastic merchant account that boasts identical features and services? Save time and money with our stat-of-the-art merchant account credit card processing program and get a free terminal.


If you want to compete in business today, you must accept credit cards and start processing credit card payments.


Over 88% of all internet and phone sales are paid for by credit card merchant account.


When you accept credit cards for business, your sales have the potential to increase as much as 400%.


Click Here and Apply FREE today!


Sign Up Today and Receive ALL of the Following Merchant Account Benefits:

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Instant Approvals.

No Setup Fees.

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Yes, it is FAST, EASY and ABSOLUTELY FREE. Apply Now!

You will Save Hundreds of Dollars in wasted time, merchant account application and setup fees, credit card terminal purchase and leasing accept credit cards, merchant accounts, process credit card payments onlinecosts, and other hidden unforeseen contract fees which we do not have simply by signing up today to accept credit cards with your very own real merchant account. Apply Now!

Don't lose another sale because you don't accept credit cards.

You will be able to accept Visa, MasterCard, American Express and Discover credit cards for business products and services today upon completing our Easy Quick Application featuring Instant Online Merchant Account Approval. Apply Now!

"It was SO quick and easy to sign up; none of the costs and difficulties the banks wanted to impose on us. You guys were definitely the fastest, cheapest, easiest, and I haven't had a lick of trouble since we signed up 6 months ago. Our trust was well-placed. Thank you!"  -- Renee T., California

Apply Today and receive FREE RETAIL Credit Card Terminal

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Why spend hundreds of dollars on a terminal or get locked into a lengthy lease, which could cost you thousands of dollars, when you can get your modern Retail Terminal here for FREE. Don't be fooled by our  competitors. Your new Modern Retail credit card terminal does everything you need for your retail store front business. get a new free credit card machine

No matter what type of retail business you have whether it's a restaurant, automotive shop, law office, hair salon, hotel, convenience store, doctor's office, golf shop, music store, jewelry store, or furniture store your new Modern Retail credit card terminal will work for you. Apply Now!

In order to qualify for our free modern retail terminal, you will need to have the customer present with you at least 75% of the time so that you can physically swipe their credit card.

If the customer is not present 75% of the time, then you still qualify for our Free Online CC Processing Virtual Terminal (see below).

This is a Limited Time Only Special Merchant Account Offer:


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"I just wanted to write and tell you how happy I am to have come across your company. After searching the Internet for hours to find the best deal, I have to admit that your deal sounded almost too good to be true. But what was I suppose to think? I saw some of your freebies like your free shopping cart and free check software and it was hard for me to believe that you really offered all of this for Free. I have to tell you, I was surprised to find out that you really do offer everything you say! I'm definitely a believer. Thanks again." -- Seth. G., New York

Apply Today and receive FREE CC Processing Virtual Terminal

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Perfect for eBay, Internet, Mail, and Phone Order Businesses
This is the most popular choice of our merchants. This is the option for Free CC Processing virtual terminal and merchant account payment gatewayany business that has a Website on the Internet. Apply Now!

It is the most powerful and flexible method of credit card processing available anywhere. It enables both automated processing for Website orders and manual processing of e-mail, telephone, faxed, mail order, and face-to-face sales.

There is no software to download or install as everything runs on our secure web processing servers.

It also enables your website to automatically process credit card orders securely whenever your customers enter them, 24 hours a day, 7 days a week. Click for Virtual Terminal Demonstration

This is a Limited Time Only Special Merchant Account Offer:


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"We were looking for a service with fast response, a professional look, flexibility, easy for the customers to use, and easy for us to maintain. We chose National Merchant Bancard for our baseball glove business and couldn't be more pleased with the service. Setup was quick and easy, and operation has been very smooth with no problems at all. Their system includes many great features not included with many other services and our customers have reported that the ordering process has been very satisfactory. I would recommend National Merchant Bancard to anyone wanting to open an online's a winner!" -- James J., Missouri


Look at Everything you Receive by Signing Up Today  


Apply for a merchant account and business credit card online.


Merchant Account for immediate transaction processing.


A secure, encrypted, SSL (Secure Socket Layer) CC Processing Payment Gateway that will allow you to accept credit card payments in real-time over the internet.


Virtual Terminal for processing off-line credit card orders.


Accept Visa, MasterCard, American Express and Discover credit cards.


All funds wired into the checking account of your choice.


Online reporting and management of all your transactions.


No Application Fee.


No Set Up Fee.


No Paperwork.


No Hassle.


FREE Shopping Cart.


FREE Search Engine Submission.


FREE Online Sales Tracking and Reporting.


FREE Fraud Screening and Protection.


FREE American Express Setup.


FREE Discover Setup.


FREE Electronic Check Acceptance software


FREE 24/7 Technical Support.


FREE Instant Online Approval.


FREE Retail Credit Card Terminal with Printer.


FREE Re-Programming if you already have a Retail Terminal


FREE Real Time Online Payment Gateway Software.


Incredibly Low Merchant Account Rates



This is a Limited Time Only Special Merchant Account Offer:


Apply Now!


"I appreciate your no-nonsense approach. This industry has been waiting for an offer like this. You have earned my vote."-- Eric B., Georgia


This is Important: No Lengthy Contract Term


Almost all merchant services providers have lengthy contract terms from one to three years which could cost your company over $1,000 in fees and penalties. Be advised that these companies can damage your credit and place you in collection proceedings if you refuse to pay their fees and penalties.




We offer all Merchants the Lowest Rates, No Setup Fees, and a FREE Credit Card Processing Terminal.


With Our Program, You Always Get the Best Rates Guaranteed.


Apply Now!



"I will recommend your company to all of my fellow eBayers" -- Tye H., Ohio


To Get Started you must be the Principal Owner of the
Business and have the following information:

Business located within the United States
Federal Tax ID# (for corporations only)
Your Social Security Number
US Checking Account
You must be at least 18 years of age

Our Secure Online Application Takes Only a
Few Minutes To Complete.


After you have completed the online application, you will be instantly notified by email regarding the status of your merchant account.


** By Federal Law, All Information Provided Will Remain Confidential **

Apply Now!

"I can't begin to tell you how very pleased I was when I found your merchant account program with the free terminal and free setup and everything else you offer. You have saved me a lot of time and money and I always recommend your program to anyone who is serious about and plans on staying in business and doing more sales volume and making more money. I mean after all that is the purpose of being in business to begin with, unless you are not for profit but then you still need to accept credit cards anyways, right? There is no doubt that accepting credit cards has significantly boosted my bottom line and I thank you for that. OK, THANKS AGAIN!" -- Greg W., Florida


This is a Limited Time Only Special Merchant Account Offer:

Apply Now!

What are You Waiting for to Accept Credit Cards for Business?

FREE Business Credit Card Offers with Rewards and 0% APR Balance Transfers

Get your free credit card terminal and start processing credit card payments today. Your sales will automatically increase in volume.

We have seen it happen time and time again.

It's FREE to apply and FREE to start accepting credit cards for businesses and you get your choice of a FREE credit card terminal.

You will benefit from no monetary outlay to apply for business credit card processing unlike most merchants who pay several hundreds of dollars for a terminal and application fees.

There is no extremely long term merchant account contract unlike most all other companies.

You will benefit from guaranteed low merchant account rates and the overall efficiency of accepting credit card payments for your products and services.

You will enjoy 24/7 award winning customer service and support, and access to the latest business credit card application processing technology.

We have seen sales increase by as much as 400% when merchants start accepting credit cards and that puts more money in your pocket just for having your own merchant account.



Apply Now!

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How to Find the Best Merchant Account Credit Card Processing Rates


Author: Chris Rempel

Which would you prefer to do? Spend a bunch of money accepting credit cards through a great merchant account - or spend significantly less for a fantastic merchant account that boasts identical features and services?

Well, unless you have recently had a serious blow to the head, I am sure you would rather pay less for the identical features. Any sane person would agree.

Unfortunately, in the merchant industry, it is not always as easy as comparing "A" to "B". There are a plethora of diverse billing structures, charges, and fees that make it very difficult to understand just how one service stands up to another.

So why don't we see how to find, compare and choose the ideal merchant account for your unique small business...

To start with, you have to locate a minimum of 3 separate financial institutions - these could include a bank or credit union who can sign you up for their merchant account. Also, you should locate different merchant providers by utilizing Internet search tools that provide particular benefits. There is a standard approval procedure that both the banks and the merchant services use. The following information will be required in order to process your application:

1. A business plan that is feasible,

2. A credit history free of significant blemishes, and

3. Proof that you are able to pay (and have to ability to continue to pay) the charges related to a merchant account.

It of great benefit to you to research the ins and outs of the fee structure charged by each of your potential merchant services companies and/or banks that supply merchant accounts. There are many providers who fail to fully disclose their terms and conditions until you actually sign up for the account - so you might need to ask them for a copy of their "T&C". This way you are able to understand just how much it will truly set you back to use that account. In any case, make certain that you totally comprehend the terms and conditions before going with that company.

Things to look out for are:

1. Charges to cancel (how much, details, contract duration)

2. "Variable" or Introductory Discount Rates - the discount rate is the largest component in deciding just how much the true charge will be to accept credit cards. Make certain that the rate is single, locked-in, and non-changing. If it's on a sliding scale, or can be altered without notice - run, don't walk...

3. Free Equipment Offers - their return policies on the equipment are the most important to find out in this respect - for example, if the equipment is "damaged" at all, many times you are liable to substitute it at full market value - this can be extremely costly....

Now that you have that rudimentary information, to get the best possible credit card processing rates shop many different companies. The options are plentiful, and pricing plans and incentives are available for setting up a merchant account - each one highlights a specific facility. Finding out which one suits you the best is to your advantage. Some companies waive the installation fee, but others have a one-time overall fee and throw in other facilities at no charge. Each provider charges a discount rate, ranging from 1% - 5% and up, based on the type of account. A transaction fee, ranging from $0.05 to $0.25, is generally included.

If you want to get the best deal on credit card processing rates, you will have to do your homework well. Thoroughly search for the best priced terms and conditions - but make certain the company has a good reputation. You certainly don't want to get stuck with a company that is lacking in the customer service department, particularly when your money is on the line!

Things to consider when looking for a good merchant services company include your average number of transactions per month, your profit margin, your average order size, and number of times you will be taking credit cards from your customers. Obviously, retailers with a lot of volume will focus on lowering their discount rates and per-transaction fees as much as possible more so than their monthly fees. Conversely, small and micro-businesses with a bigger order size, but smaller transaction volume are able to be a bit more flexible with the discount rate and transaction fees. They turn their focus primarily on lowering monthly/minimum fees.

In any case, discuss the subject with your peers in your industry and contrast their opinions with the research into your prospective merchant providers that you have done on your own. Taking credit cards should be a good money making choice if you decide to use the right service.

Just be sure you double-check all those terms and conditions!

Article Source:

About the Author:

Chris Rempel, marketing director of Accept by Phone, just launched a "Lens" on that lists the most affordable merchant account services available for small businesses... Check it out: The Best Small Business Credit Card Processing Services



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Merchant Account Credit Card Processing Success Stories


"We were looking for a service that was easy for our customers to use and easy for us to maintain. We chose SunVirtual's Merchant Account for our business and couldn't be more pleased with the service. Your setup was quick and easy, and the entire operation was very smooth with no problems at all. I would recommend National Merchant Bancard's Merchant Account Service to anyone wanting to accept credit cards for their business. Your company is an A+ in my book."

-- Veronica Braddy, African American Roots, Inc.


"I'm very impressed with how easy it was to get set up to accept credit cards with your company. I called your company and spoke with Sean. Other than the fact it was free and only took me 5 minutes to apply, Sean was extremely nice, knowledgeable and really cared about helping find the best solution for our company. Thanks for having a staff that actually cares."

-- Liran Haiman, Moving Waterfall Pictures



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