Merchant Account Success Stories
"We
were looking for a service that was easy for our customers to
use and easy for us to maintain. We chose SunVirtual's Merchant Account
for our business and couldn't be more pleased with the service.
Your setup was quick and easy, and the entire operation was very
smooth with no problems at all. I would recommend SunVirtual's Merchant
Account to anyone wanting to accept credit cards for their
business. Your company is an A+ in my book."
-- Veronica Braddy, African American Roots, Inc.
www.african-weddings.com
"I'm
very impressed with how easy it was to get set up to accept
credit cards with your company. I called your company and spoke
with Sean. Other than the fact it was free and only took me 5
minutes to apply, Sean was extremely nice, knowledgeable and
really cared about helping find the best solution for our
company. Thanks for having a staff that actually cares."
-- Etty Fhima, Handbags at Wholesale
www.handbagsatwholesale.com
"I'm
not kidding when I say my sales have tripled since I started
accepting credit cards. You guys were absolutely right! If
you're not accept credit cards for your business you're
definitely losing sales. All I can say is Thank you. Thank you.
Thank you.
-- Liran Haiman, Moving Waterfall Pictures
www.moving-waterfall-pictures.com
Click Here to Apply Now
To get started you must be the principal owner of the
business and have the following information:
-
Business located within the United States
-
Federal Tax ID# (for corporations only)
-
Your Social Security Number
-
US Checking Account
- You
must be at least 18 years of age
|
Our Secure Online Application SHOULD ONLY TAKE A
FEW MINUTES TO COMPLETE.
** By Federal Law, All Information Provided Will Remain Confidential **
Click Here to Apply Now
Accepting Credit Cards For New Businesses
Author: Chuck Irving
f you are starting an online business you must
accept credit cards for payment. You simply have no chance of surviving in business if you don't.
Businesses which are new and small and have sales under $750. each month, can probably get away with a Pay Pal type account to get started. But once your business grows to over $750 per month it will most likely save you a lot of money and aggravation to
get your own merchant account.
For those who you who have recently started an online business and who are new to the world of electronic
payment processing, it can certainly be confusing.
Here are a few tips:
Take note of the fact that almost all merchant accounts have a monthly minimum. That means you have to produce a certain amount in monthly fees otherwise the bank charges you the difference. Usually the monthly minimum is $25 with most credit card processors.
So what this means to you is...if you only expect to do only $200 to $300. in monthly credit card sales, it will not make sense to do your own credit card merchant account because of your responsibility to pay the monthly minimum. In this instance you will save money by using a company like Pay Pal. But as your sales approach and exceed $1000. monthly it will be less expensive to have your own credit
card merchant account because when you have your own account, the rates are usually much lower.
Another issue to look at initially is whether you have the ability to actually swipe the customers card through a credit card terminal. The rate for swiped transactions are much lower than keyed in or online rates. The term keyed in simply means that you are not swiping the card. So when you are looking at rates online don't look at the lowest rate that is advertised because that will always be a so-called retail rate which means you would have to swipe the card through a credit card terminal in order to get that rate.
Online merchants should also find out if the credit card processor
provides a secured gateway as part of the package. You will save money if the card processor provides this service ,otherwise you will need to use an outside service. An outside service will charge setup fees and usually an ongoing monthly fee as well. The best bet is usually to find a processor that can provide one stop shopping for online merchants.
Remember it is always wise when shopping to look beyond the come on rate. The devil is always in the details, so read the fine print.
Article Source:
http://www.articlesbase.com/ecommerce-articles/accepting-credit-cards-for-new-businesses-322054.html
About the Author:
Chuck Irving is an internet marketing and e-commerce consultant.
Merchant Accounts
If you
want to compete on the internet today, you
must accept credit cards and start credit card processing.
