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Featured Highest Rated Charge Cards with Reviews
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cards with best rewards from the top credit card companies such
as American Express, Discover, Visa, and MasterCard. Find all
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The
American Express® Preferred Rewards Gold Card is an ideal
charge card for those who can afford to pay in full each month
to avoid accumulating credit card debt, as often can be the case
with revolving balances and high interest rates.
Charge card holders have access to the Membership Rewards
program for no additional fee. Through the rewards program,
cardholders earn one point per dollar spent on all purchases.
Plus, charge card holders will receive 10,000 bonus points after
their first purchase, which is redeemable for a $100 gift card
at participating merchants and retailers (please refer to the
American Express website for a complete list of participating
Membership Rewards partners). Points can be redeemed for travel
rewards on over 21 airlines and for many other rewards. There is
no limit to the amount of points that can be earned, and points
never expire.
Although the $125 annual fee for the basic card is high, this
charge card does provide many additional services and benefits
including travel accident insurance, auto rental insurance,
purchase protection services, various merchant discounts, and
more.
Charge card holders will also have access to Gold Card Events,
which gives them exclusive access to tickets for select
concerts, shows, sporting events, and more.
Therefore, those who can afford to pay in full each month, would
like to participate in the rewards program, and plan to take
advantage of the many benefits and services provided by American
Express® will benefit most from what the
American Express® Preferred Rewards Gold Card has to offer.
Most Attractive
Feature(s): Access to rewards program for no additional
fee; special discounts at participating merchants; first-year
fee free; bonus points are equivalent to a $100 gift card.
Least
Attractive Feature(s): High annual fee for primary and
additional cardholders.